True or False: Users can run credit checks independently from the onboarding system.

The statement that users can run credit checks independently from the onboarding system is false. In the context of nCino, credit checks are typically integrated as part of the onboarding process to ensure that all client verification and risk assessments are completed concurrently. This integration allows for a streamlined workflow, ensuring that customer data is collected and processed correctly within the context of setting up their profiles, whether for personal or business accounts. Performing credit checks separately could lead to inconsistencies in the customer data and disrupt the onboarding flow, which is designed to provide a comprehensive assessment at once.

Thus, the correct answer highlights the close relationship between credit checks and the onboarding system, confirming that they cannot be executed independently. This understanding ensures that users prioritize the proper processes in handling customer applications and credit evaluations.