What is a group of relationships that need to be connected together for exposure purposes called?

In the context of retail banking and financial services, a group of relationships that need to be connected together for exposure purposes is referred to as a household. This term is commonly used to define a set of accounts or financial relationships that are linked to a single underlying economic entity or group, allowing the financial institution to assess the total risk exposure associated with them.

Households typically include individuals or family members who share financial responsibilities and assets, making it crucial for banks to understand the collective exposure of these relationships. This can involve evaluating loans, deposits, investment accounts, and other financial products that may be held by members of the same household. By analyzing these connections, banks can make informed decisions regarding lending practices, risk assessment, and overall customer relationship management.

The other terms do appear relevant but do not capture the same comprehensive entity that encompasses the interconnectedness of personal accounts and aspirations for exposure assessment like 'household' does.